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Synchrony
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Some purchases qualify for deferred interest promotion
With a Deferred Interest Promotion, a minimum monthly payment is required, and varies based on your balance and account terms. No interest will be charged on the promotional purchase if you pay the purchase amount in full within the applicable promotional period.
Interest will still accrue at the standard rate for your account. But it is only assessed if you don’t pay the purchase balance within the promotional period. If you only make the minimum payments, you may not pay off your purchase by the end of the promo period. To avoid accrued interest, you must pay in full before the end of the promotional period.
Equal Payment Promotion
With an Equal Payment Promotion, no interest will be charged on the promotional purchase and the same equal payments are required monthly. This monthly payment amount is determined by dividing the purchase price by the number of months in the promotional period. All payments must be made on monthly due date to avoid late fees.
MICROF
Hassle-Free Monthly Payments with no credit necessary!
Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.
5 Things You Need to Know About Microf:
- We specialize in lease purchase options for residential replacement HVAC systems.
- We have a simple application process.
- We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
- We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
- Customers can take advantage of meaningful monthly payment and early purchase option discounts.